In its latest commercial, Credit One Bank offers a gentle piece of wisdom: don’t be like Miss Payment, instead, consider scheduling your monthly payments around your payday.

Miss Payment, as the campaign portrays her, is one of the so-called Credit Wreckers, a character whose habits stand as a cautionary tale rather than an example.

When it comes to paying her bills on time each month, she consistently falls short. Autopay remains an option available to her, yet she avoids it, held back by a fear of overdrafting her account.

What she doesn’t realize is that a simpler solution exists: aligning her payment dates with her payday, a small adjustment that could spare her from overdraft fees while also protecting her credit score from unnecessary harm.

The message is clear, don’t be like Miss Payment.

Instead, viewers are encouraged to learn how to steer clear of the Wreckers altogether by visiting CreditWreckers.com, courtesy of Credit One Bank, for what’s ahead.

Founded in 1984 and headquartered in Las Vegas, Credit One Bank has grown into a prominent financial services company, recognized as one of the fastest-growing credit card issuers in the United States. Its offerings span a full spectrum of credit card products, from cash back rewards to points-based cards, complemented further by high-yield certificate of deposit and savings account options.